Insurance Claims

INSURANCE CLAIMS

“Insurance is the equitable transfer of the risk of a loss, from one entity to another in exchange for payment. It is a form of risk management primarily used to hedge against the risk of a contingent, uncertain loss.”

– WIKIPEDIA

Why buy insurance? For protection and peace of mind. You buy flood insurance hoping this isn’t the year you need it. Property insurance is put in place so if a fire or disaster strikes you can repair or even replace your home and the material possessions you’ve lost. A business owner may get business interruption insurance to make up for the money lost when his or her business can’t operate after a hurricane, flood or fire. Uninsured motorist coverage is there so if you ever get hit by someone who was not responsible enough to have their own coverage you get something for your pain, being out of work and to cover medical expenses.

But what if the insurance company denies your insurance claim or won’t pay what you think your insurance claim is worth? While we like to think our insurance company will be there when we most need it, our experience dealing with insurance companies in Louisiana has often been something different. Whether you’re making an insurance claim for hurricane, hail damage, flood, fire, theft, vandalism or any other damage to your home or business, the insurance company will often under value or outright deny your claim. You’ll need a good, experienced lawyer who can read through the fine print of your policy and attack the terms that are being used against you. You’ll also need a good law firm who can find and hire the experts you’ll need to show the true value of your claim. Call us, and we’ll read through the fine print and get you the help you need to get what your insurance claim is really worth.

Sending us information about your potential case does not mean we will automatically represent you – you are telling us about your situation in order for us to evaluate whether we believe you have a case which we may choose to handle on your behalf. We will review your circumstances and let you know as soon as possible whether we can discuss your potential case with you further. The information you give us is confidential and can’t be shared with anyone outside of our office.